RentWise Team: Contact your landlord promptly, explain the circumstances and propose a realistic written payment plan, but remember that a landlord does not generally have to accept one. Keep paying the agreed rent where possible and retain records of all payments and messages; do not assume your deposit can be used instead of rent without agreement. Rent arrears may lead to a formal warning and, if they remain unpaid, a notice of termination, with required notices also sent to the RTB. If you dispute the arrears or the notice, you can seek RTB dispute resolution, while a solicitor can advise on your specific circumstances.